When using Ambrook to pay bills, receive invoice payments, or transfer money in and out of your Ambrook Wallet, processing times vary depending on the payment method and direction. This article outlines the different payment types and their expected timelines.
You can also see expected payment timelines for specific invoices and bills by clicking on them in your Ledger or in your Bills / Invoices page.
Inbound payment timelines
Invoice payments, mobile check deposits into Wallet, or other actions that deposit money into your Ambrook Wallet.
Money Movement Type | Example | Expected Timeline |
Mobile Check Deposits | You take a picture of a check to deposit it in your Wallet | 3-6 business days |
Direct Deposit | You have Gusto/payroll direct deposit set up to go into your Wallet account | 1 business day |
Received Wires | You receive a wire from another business when you sell them a piece of equipment | Depends on institution |
ACH transfer from External Bank Account | You deposit funds in your Wallet from your external Chase bank account | 1 business day |
ACH Invoice Payments** | Customer pays your invoice with ACH | 5-6 business days |
Card Invoice Payments** | Customer pays your invoice with a credit card | 2 business days |
**Note: The first time you receive an invoice payment, there may be an extra 7 day hold placed on the payment by our payment processing partner for compliance review. Please plan accordingly knowing that the first payment may take longer to receive in your Wallet than future payments.
Outbound payment timelines
Bill payments or other actions that withdraw money from your Ambrook Wallet.
Money Movement Type | Example | Expected Timeline |
Ambrook Card Transactions | You use your Ambrook card to pay for fuel | Instant |
Wallet Withdrawals | You withdraw funds from your Wallet account to your external bank account | 1 business day |
Outbound Wire Payments from Wallet | Not possible in-app. Contact Ambrook customer support for help | 1 business day |
Ambrook Mailed Checks Bill Payments | You pay a bill with a mailed check through Ambrook Bill Pay | 4-7 business days |
Ambrook ACH bill payments | You pay a bill via ACH through Ambrook Bill Pay | 1 business day |